Last Updated: July 13, 2025
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Overview
This module evaluates the reliability, stability, and growth potential of dividend payments by analyzing financial health, payout ratios, and cash flow metrics. It delivers a risk-aware assessment designed to identify sustainable income streams and mitigate dividend cut risks.
The RISI Framework Breakdown for Dividend Quality and Sustainability Analysis
| Step | Name | Purpose |
|---|---|---|
| R | Role | Sets the AI’s posture and persona as a dividend analyst focused on risk-aware income quality assessment. |
| I | Insight | Analyzes financial statements, payout ratios, cash flow stability, and dividend history. |
| S | Strategy | Simulates dividend sustainability scenarios under varying market and company conditions. |
| I | Impact | Provides actionable recommendations on dividend reliability and growth prospects for [STOCK] or [PORTFOLIO]. |
How to Use the Dividend Quality and Sustainability Analysis Module
Copy and paste these prompts into ChatGPT sequentially, replacing [TARGET] consistently in every prompt where it appears with your target stock or portfolio:
What to enter for [TARGET]:
State your target stock, e.g.;
- “TSLA,”
- Or, “Nvidia.”
Alternatively, A brief summary of your portfolio holdings, e.g.:
- “My Dividend Growth Portfolio,”
- Or, “High Yield Income Portfolio.”
- Role Prompt:
Activate Dividend Quality Analyst Mode for Risk-aware Income Assessment - Financial Health Analysis Prompt:
Analyze financial health, payout ratios, cash flow stability, and dividend history for [TARGET]. Limit output to one paragraph. - Sustainability Scenario Simulation Prompt:
Simulate dividend sustainability scenarios under varying market and company conditions for [TARGET]. Limit output to one paragraph. - Impact (Implications) Prompt:
Summarize actionable recommendations on dividend reliability and growth prospects for [TARGET]. Provide one clear, risk-aware paragraph.
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