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IronBank-B001 — Financial System Stress Test (Governed Operations)

Overview

IronBank-B001 is a fully controlled financial stress simulation, testing Risilogic’s ability to govern interbank operations under systemic stress conditions. It applies phase-locked reasoning across multiple financial modules, including interbank payments, liquidity pools, FX risk exposures, and central bank backstop mechanisms.

The test evaluates Risilogic’s capacity to:

  • Maintain governed operations with deterministic rollback and audit trails.
  • Detect liquidity drift across interbank and FX flows.
  • Simulate stress backstop scenarios under systemic pressure.
  • Deliver decision-support recommendations without contamination.
  • Monitor resilience metrics across liquidity, stability, and compliance indicators.

Expected Outcomes

IronBank-B001 validates:

  • Governed operations — All modules remain under deterministic control with rollback and audit enforcement.
  • Drift detection — Module deviations are correctly identified against baseline conditions, without false contamination.
  • Corrective simulations — Backstop scenarios are run deterministically, with repeatable outcomes.
  • Resilience under stress — System integrity preserved across cascading financial shocks.
  • Read-only decision support — Recommendations only; no actions executed; full audit artifacts produced.



Outputs shown are produced under the Risilogic orchestration system governing ChatGPT.

Resilience Proof – Worked Example

Module Scores (using normalization: max error rate = 0.1%, max MTTR = 30 min, max latency = 20 ms)
Module Current Simulated Δ
Interbank Payments 0.81 0.92 +0.11
Liquidity Pools 0.83 0.89 +0.05
FX Risk 0.72 0.88 +0.17
Central Bank Backstop 0.79 0.90 +0.11

Worked Example – Interbank Payments (Current State)
Stability = 0.94
Compliance = 0.95
Error Rate = 0.05% → Score = 1 – (0.0005 / 0.001) = 0.5
MTTR = 12 min → Score = (30 – 12) / 30 = 0.6
Latency = 15 ms → Score = (20 – 15) / 20 = 0.25

Resilience = (0.94×0.40) + (0.95×0.30) + (0.50×0.15) + (0.60×0.10) + (0.25×0.05)
= 0.376 + 0.285 + 0.075 + 0.060 + 0.0125 = 0.81

Worked Example – Interbank Payments (Simulated State)
Stability = 0.97
Compliance = 0.98
Error Rate = 0.01% → Score = 1 – (0.0001 / 0.001) = 0.9
MTTR = 6 min → Score = (30 – 6) / 30 = 0.8
Latency = 9 ms → Score = (20 – 9) / 20 = 0.55

Resilience = (0.97×0.40) + (0.98×0.30) + (0.90×0.15) + (0.80×0.10) + (0.55×0.05)
= 0.388 + 0.294 + 0.135 + 0.080 + 0.0275 = 0.92

Improvement: Δ = 0.92 – 0.81 = +0.11

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